About Bussiness And Finance

We all love the idea of air miles credit cards. These credit cards allow us to earn mileage points for every flight that we take. The goal, of course, is to use those miles to get a free flight at some point in the future, allowing customers to effectively take an unplanned vacation. However, the majority of people who have an air miles credit card don’t actually ever end up getting this free vacation. That’s usually because they don’t understand the two different types of air miles credit cards that exist and how one might be better than the other for their flying style.

Airline-Sponsored Credit Cards

The first kind of air miles credit card is the card which is sponsored by a specific airline. This means that you earn miles every time that you use that card to purchase a flight on that specific airline. This is great for people who are committed to flying on the same airline. It’s also great for business travelers who work with companies that always fly to and from the same locations. However, airline-sponsored air miles credit cards hinder people who try to get the best deal on the flights that they take. That’s because deals differ by airline at any given time so the one that works on your card may not be the one that’s offering the best rate. This means that you have to choose between paying a higher rate now in order to get miles on your air miles credit card or paying the lower rate but not being able to get mileage points.

Bank-Sponsored Credit Cards

To resolve this dilemma, many people turn to bank-sponsored air miles credit cards. These credit cards are designed to offer more flexibility in choosing the airlines that you work with. Instead of being saddled to one airline, you are able to get the best deals on flights and let the mileage accumulate across different airlines (all on one card). This sounds ideal – and for some people it might be – but consumers should be aware that the benefits of bank-sponsored air miles credit cards are often not as extensive as those cards sponsored by an airline.

Choosing an Air Miles Credit Card (more…)

If you’re a marketer your number one concern is customers. You’ve probably read and heard a million and one ideas about how to build relationships, retain customers, create a list of potential customers, and inspire consmer loyalty. But the tough question is, “How do I convert prospects into customers?”

There are a lot of people out there who see your ads, think about them, and maybe even say, “I ought to…” They’re just waiting to be convinced to to do something about it. There is something you can do to get them moving!

1. Improve Your Offer

No on can pass up the deal that’s “too good to resist.” Think about it… how often do your customers want your product, but just want something else a little more? That leaves you with a long list of “almost sales” that have the potential to be converted into real sales and profit. Sweeten the deal. Make the offer so good they can’t resist it.

Now, I’m in no way suggesting that you (more…)

1. Eliminate waste

Eliminate reports, habits, products, duplicate input, and processes that waste time and money. These drain labor, money and energy from the business.

Two-thirds of products or services sold incur more costs to produce than they are sold for. These are a drain on profits. These losers can be reduced by either increasing prices, reducing direct costs incurred in producing the product or service, reducing overhead costs allocated to the products or services, or discontinuance of selling of the product or service.

Some of these profit robbing costs may be found through asking employees for feedback on duplication of efforts, unused reports, and other wastes of time or money, or through cost accounting or other analysis systems.

Eliminating waste increases the amo (more…)

(This is the second in an ongoing series of articles chronicling my success with the Prosperity Automated System (PAS) that passively generates a 6 figure yearly income for many work at home business owners. Through this series of articles you’ll be able to look over my shoulder and decide if this type of home business is for you.)

SEPTEMBER 4TH, 2006—LABOR DAY

Morning came, and after taking my morning walk I sat in Starbucks looking at the brochure I had put to print. Pretty impressive. Testimonials up the yin yang. Heartfelt testimonials. Testimonials from doctors. Was I missing something? I needed a little more time to think about it.

As September began, I had put together a list of over 30 questions about the business opportunity. Finally, I decided to go to re-visit the website and enter my name, email address and phone number in the spaces provided and hit the “Please Call Me Now” button. Yes, I wanted answers to my questions, but I also wanted to test their “automatic” phone follow-up, since this was the backbone of the PAS program.

In no less than 15 minutes later I (more…)